Ask us about local and federal government programs that can be of great help. You can qualify as a first time buyer even if your spouse has owned a home before as long as your name was not registered.

Ask us about how even if you do not have sufficient cash for a down payment, our preferred lenders may be able to help you with a down payment by securing it against assets you may own.

Ask us about how borrowing for certain investments to specified levels can create significant tax refunds that can be utilized as down payments. The monthly amounts paid can be small, and the money invested in home and investment will be yours in the end.

Ask us about how our preferred lenders will consider you for mortgages, when you can come up with more than minimum down payments or secure loans with other equity.

Ask us about securing a pre-approval for your peace of mind when shopping. This can be done at no cost or obligation, and even over the phone. Written pre-approvals are as good as money in the bank.